Benefit Schedule

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	BENEFIT	Bronze Plan	Silver Plan	Gold Plan	International Plan
	MAXIMUM BENEFITS in any one year of insurance.	No Limit	No Limit	No Limit	No Limit
A	HOSPITAL & NURSING CHARGES Nursing & Accom.- Inpatient or Day Care Patient. Operating Theatre & Recovery Room. Prescribed Medicines, Drugs & Dressings (whilst Inpatient or Day Care Patient) Nursing at Home (whilst under Specialist Care & for medical reasons).	FULL PAYMENT	FULL PAYMENT	FULL PAYMENT	FULL PAYMENT
B	SURGEON'S & ANAESTHETIST'S FEES For each operation including aftercare.	FULL PAYMENT	FULL PAYMENT	FULL PAYMENT	FULL PAYMENT
C	SPECIALIST PHYSICIANS FEES For regular attendance in a hospital or nursing home for up to 14 days. In the case of acute major illness, benefit for Intensive Care will be paid throughout.	FULL PAYMENT	FULL PAYMENT	FULL PAYMENT	FULL PAYMENT
D	PHYSIOTHERAPY with the following annual limits.	£250	£250	NO LIMIT	NO LIMIT
E	CONSULTATIONS, RADIOLOGY & PATHOLOGY with the following annual limits.	£600	£600	NO LIMIT	NO LIMIT
F	RADIOTHERAPY, CHEMOTHERAPY & ONCOLOGY.	NO LIMIT	NO LIMIT	NO LIMIT	NO LIMIT
G	HI-TECH DIAGNOSTIC PROCEDURES CT, MRI Scans, Coloured, Angiography, Micturating Cystogram, (Please contact Managed Care Consultants for up to date details).	£500 per course of treatment £1000 pa max	£500 per course of treatment £1000 pa max	NO LIMIT	NO LIMIT
H	ALTERNATIVE MEDICINE Consultation & Treatment for Acupunture, Osteopathy, Chiropractic & Homeopathy, by a registered practitioner upon referral by the patients General Practitioner, excluding Drugs.	N/A	FULL PAYMENT	FULL PAYMENT	FULL PAYMENT
I	NHS CASH BENEFIT SCHEME Payable for each night spent in an NHS hospital as an inpatient without charge.	N/A	£100 per night £3000 pa max	£100 per night £3000 pa max	£100 per night £3000 pa max
J	CHILD HOSPITAL BENEFIT Cash payment, payable on 1st admission of child under 16 into a private or NHS hospital for 2 or more consecutive nights in any 1 year of cover.	N/A	FULL PAYMENT	FULL PAYMENT	FULL PAYMENT
K	PARENT ACCOMPANYING CHILD (under 16) In the same hospital up to 30 days in any 1 year of cover.	N/A	RESONABLE COST	RESONABLE COST	RESONABLE COST
L	MATERNITY BENEFIT On birth, but not within the 1st year of cover.	N/A	£100	£100	£100
M	TWINS BENEFIT On birth, but not within the 1st year of cover.	N/A	£1000	£1000	£1000
N	PRIVATE AMBULANCE COVER With the following annual limit.	N/A	£100	£100	£100
O	WORLDWIDE COVER MEDICAL COVER & TRAVEL INSURANCE *	N/A	N/A	N/A	AUTOMATIC INCLUSION

* For full cover available with this section see separate schedule which includes comprehensive overseas medical assistance, repatriation, personal accident, personal liability, delay in departure, luggage delay, loss of luggage & personal money, cancellation & curtailment.

NOTE:- Where relevant, all cover relates to Preferred Hospitals unless alternative hospital are pre-authorised for reasons of medical necessity only all billing will be direct to Managed Care Consultants Ltd. where Preferred Hospitals are used. All cover is subject to the MEDICUS rules including pre-existing conditions. Please read these rules carefully if you believe you may have a pre-existing condition.